What is NOT covered with professional liability?
Your professional liability insurance is just one part of a comprehensive business insurance plan. You'll still need general liability insurance to cover falls, slips, and property damage anyone might experience in relation to your business.
Professional liability insurance may not include cyber liability like a data breach or other technical issues. If your business deals with private client information, it is important you talk to your agent about cyber liability coverages.
Unless you are an independent contractor, you'll also need workers’ compensation insurance to cover your employees' work-related injuries and illnesses.