Personal Insurance
Farm Insurance
Coverage for personal farm property, equipment, and liability for hobby farms and small agricultural operations.
Get a QuoteAgricultural Coverage
Hobby Farm Insurance
Whether you have a few acres with horses, a small hobby farm, or a larger agricultural operation, you need specialized insurance coverage. Standard homeowners policies typically don't cover farm equipment, livestock, or farming-related liability.
Farm insurance (also called farmowners insurance) bundles property and liability coverage specifically designed for agricultural properties. It can be customized to fit your specific farming activities and needs.
Coverage Components
Farm Property
Coverage for your farmhouse, barns, silos, and other farm structures against fire, wind, and other perils.
Farm Equipment
Protects tractors, implements, tools, and other farming equipment from damage, theft, and breakdowns.
Livestock Coverage
Coverage for horses, cattle, and other farm animals against death, theft, and certain health issues.
Farm Liability
Protection against lawsuits if someone is injured on your farm or by your farming operations.
Additional Coverage Options
What Qualifies for Farm Insurance?
You don't need hundreds of acres to qualify for farm insurance. Many small operations and hobby farms benefit from specialized agricultural coverage:
Why Not Just Homeowners Insurance?
Homeowners Limitations
- • No coverage for farm equipment
- • No livestock protection
- • Limited outbuilding coverage
- • No farm-related liability
- • May void coverage for farm use
Farm Insurance Benefits
- • Complete equipment coverage
- • Livestock mortality protection
- • All structures covered
- • Farm operations liability
- • Designed for agricultural use
Livestock Coverage
Farm insurance can cover a variety of livestock and animals including horses, cattle, sheep, goats, pigs, poultry, and more. Coverage typically protects against:
Death
Accidental death, disease, and natural causes
Theft
Protection if livestock is stolen from your property
Liability
If your animals injure someone or damage property
Equipment Protection
Farm equipment represents a significant investment. Our farm policies cover tractors, implements, tools, and specialized equipment against damage, theft, and mechanical breakdown. We can help you determine appropriate coverage limits based on your equipment's value.
Get Farm Quote
Fill out this form for a free farm insurance quote.
Protect Your Farm
Get specialized coverage for your hobby farm or small agricultural operation at competitive rates.