Insurance Expert Group

Life Insurance

Final Expense Insurance

Limited coverage typically under $50,000 for funeral and burial costs, often without medical exams required.

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Peace of Mind

Final Expense Coverage

Final expense insurance, also called burial insurance or funeral insurance, is designed to cover the costs associated with your death so your family doesn't have to. The average funeral costs between $7,000 and $15,000, which can be a significant burden for families already dealing with loss.

This type of policy is specifically designed to be accessible for seniors and those who might not qualify for traditional life insurance. Most final expense policies don't require a medical exam, and some offer guaranteed acceptance regardless of health conditions.

What Final Expense Covers

Funeral & Burial Costs

Covers the cost of funeral services, casket, burial plot, headstone, and other related expenses.

Outstanding Medical Bills

Helps pay any remaining medical expenses not covered by health insurance.

Legal & Probate Fees

Covers costs associated with settling your estate and legal matters.

Outstanding Debts

Can help pay off credit cards, personal loans, and other remaining debts.

Benefits of Final Expense Insurance

No medical exam required
Simplified application process
Guaranteed acceptance options available
Fixed premiums that never increase
Coverage amounts typically $5,000-$50,000
Quick benefit payout to beneficiaries
Available for ages 50-85
Cannot be cancelled due to age or health

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Don't Burden Your Family

Get affordable final expense coverage to ensure your final wishes are taken care of without burdening your loved ones.