Commercial Insurance
Workers Compensation Insurance
Most states require businesses with employees to provide workers' compensation insurance. This covers medical expenses and legal costs for workplace injuries.
Get a QuoteEmployee Protection
Workers Compensation Coverage
Workers compensation insurance is not just a smart business decision - it's the law in most states, including Illinois. If you have employees, you're required to carry workers comp coverage to protect them if they're injured or become ill due to their job.
Workers comp provides medical benefits and wage replacement for injured employees while protecting your business from most injury-related lawsuits. It's a win-win that keeps both your team and your business protected.
Important
In Illinois, businesses with employees are required to carry workers compensation insurance. Failure to do so can result in significant fines and criminal penalties.
What's Covered
Medical Expenses
Covers all medical treatment related to work injuries including hospital visits, surgery, medications, and rehabilitation.
Disability Benefits
Provides wage replacement for employees who can't work due to a job-related injury or illness.
Death Benefits
Provides financial support to surviving family members if an employee dies from a work-related incident.
Employer's Liability
Protects your business from lawsuits related to workplace injuries beyond standard workers comp claims.
Benefits of Workers Comp
Get Workers Comp Quote
Fill out this form for a free workers compensation quote.
Protect Your Employees
Stay compliant and protect your team with workers compensation insurance from Insurance Expert Group.