Insurance Expert Group

Personal Insurance

Boat, RV & Motorcycle Insurance

Coverage for your recreational vehicles against damage and liability claims. Protect your boat, RV, motorcycle, ATV, and more.

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Recreational Coverage

Protect Your Adventures

We specialize in coverage for boats, RVs, motorcycles, 4-wheelers, jet skis, snowmobiles, yachts, campers, trailers, and all-terrain vehicles. Our team works tirelessly to create an adequate coverage strategy for your unique recreational vehicles, including custom or vintage items.

Recreational vehicles are usually excluded from your other insurance policies, making dedicated coverage essential for protecting both your investment and your liability.

Vehicles We Insure

Boat & Watercraft Insurance

Coverage for boats, yachts, personal watercraft, and jet skis including hull damage, liability, and medical payments.

RV & Motorhome Insurance

Protection for motorhomes, travel trailers, fifth wheels, and campers including collision, comprehensive, and personal belongings.

Motorcycle Insurance

Coverage for motorcycles, sport bikes, cruisers, and touring bikes including liability, collision, and uninsured motorist.

ATV/UTV Insurance

Protection for all-terrain vehicles, 4-wheelers, utility vehicles, and side-by-sides for both recreational and work use.

Snowmobile Insurance

Specialized coverage for snowmobiles including liability, collision, and theft protection for winter recreation.

Custom & Vintage Vehicles

Your RV, motor home, or trailer may not be a common model. We cover custom and vintage recreational vehicles with agreed value policies.

Available Coverage Options

Liability coverage
Collision coverage
Comprehensive coverage
Uninsured/underinsured motorist
Medical payments
Roadside assistance
Custom parts and equipment
Trailer coverage
Personal effects coverage
Emergency expenses

Important: Recreational vehicles are usually excluded from your standard auto or homeowners insurance policies. This means standalone coverage is necessary to protect your investment, whether at home, in storage, or on the road.

Affordable Protection

RV and recreational vehicle insurance is typically very affordable and worth having. Costs vary based on the vehicle's replacement value and your usage patterns.

Common Questions About Trailer Coverage

Does my auto insurance cover my trailer?

Most insurance companies will extend auto insurance to any trailer that you pull for liability purposes. However, property damage coverage for the trailer itself varies by insurer and may require additional coverage.

What about my boat trailer?

Many insurance companies that specialize in recreational vehicle insurance will include the trailer under your boat policy. However, not all companies do this. It's important to verify your boat trailer is covered and understand the extent of that coverage.

Do you cover custom or vintage vehicles?

Yes! Your RV, motor home, or trailer may not be a common model. We work with carriers that offer agreed value policies for custom and vintage recreational vehicles to ensure proper coverage.

Get Your Quote

Tell us about your recreational vehicle for a free quote.

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Protect Your Recreational Vehicle

Get specialized coverage designed for your boat, RV, motorcycle, or ATV. Free quotes available.