and general liability
It is likely that your nonprofit organization hosts fundraising or awareness events throughout the year. If you are working with the public, it is essential that you have a general liability insurance policy.
Consider if an animal shelter hosts an adoption event and fundraiser with children's games on the shelter lawn. If a visitor happened to be bit by an animal, or if a child fell from the inflatable slide, the organization could be held liable for any injuries that happened on their property.
General liability coverage can protect your nonprofit from paying defense costs, legal settlements, and medical expenses from your own budget. Nonprofit insurance protects your budget so you can continue your mission.