Life Insurance
Accidental Death Insurance
Increases your existing policy's benefit amount when death results from an accident.
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AD&D Insurance Coverage
Accidental death and dismemberment (AD&D) insurance provides additional coverage specifically for accidents. If you die in an accident, your beneficiaries receive the AD&D benefit in addition to any other life insurance you have.
AD&D can be purchased as a standalone policy or as a rider to an existing life insurance policy. It's very affordable because it only covers accidental deaths, not deaths from illness or natural causes.
Important Note
AD&D insurance only covers accidents and should not replace traditional life insurance. It works best as a supplement to your existing coverage.
What's Covered
Accidental Death Benefit
Pays an additional death benefit if you die as a result of an accident.
Dismemberment Coverage
Pays a partial benefit for loss of limbs, sight, hearing, or speech due to an accident.
Common Carrier Benefit
Additional coverage for accidents occurring on public transportation like planes or trains.
Seat Belt Benefit
Extra benefit if you were wearing a seat belt during a fatal car accident.
Benefits of AD&D Coverage
Get AD&D Quote
Fill out this form for a free accidental death quote.
Add Extra Protection
Supplement your life insurance with affordable accidental death coverage.