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Disability Insurance

Both short-term and long-term disability plans to replace lost income when you cannot work due to injury or illness.

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Income Protection

Disability Insurance Coverage

Your ability to earn an income is your most valuable asset. What would happen to you and your family if you couldn't work for months or years due to illness or injury? Disability insurance provides a steady income when you can't work.

Studies show that 1 in 4 workers will experience a disability lasting more than 90 days at some point in their career. Don't leave your income unprotected.

Important

Most disabilities are caused by illness (like cancer or heart disease), not accidents. Make sure your coverage protects you against both.

Types of Disability Coverage

Short-Term Disability

Covers temporary disabilities lasting from a few weeks to several months. Benefits typically start quickly after disability begins.

Long-Term Disability

Provides income replacement for extended disabilities lasting months or years. Benefits begin after short-term coverage ends.

Own-Occupation Coverage

Pays if you can't perform your specific job, even if you could work in another occupation.

Any-Occupation Coverage

Pays only if you can't perform any job for which you're reasonably qualified.

Key Benefits

Replace up to 60-70% of income
Tax-free benefits if you pay premiums
Coverage for illness and injury
Portable coverage if you change jobs
Partial disability benefits available
Cost-of-living adjustments

Get Disability Quote

Fill out this form for a free disability insurance quote.

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Protect Your Income

Don't risk losing your income. Get disability coverage that protects you and your family.