Insurance Expert Group

Commercial Insurance

Commercial Umbrella Insurance

Additional liability coverage that extends beyond your other business policies for maximum protection against catastrophic claims.

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Extra Protection Layer

Commercial Umbrella Coverage

Even with general liability, commercial auto, and other business insurance policies in place, a serious claim could exceed your coverage limits. A commercial umbrella policy provides an additional layer of liability protection, picking up where your other policies leave off.

For a relatively small premium, you can add millions of dollars in additional coverage. This extra protection can be the difference between surviving a major lawsuit and losing your business.

How Umbrella Coverage Works

Extends Liability Limits

Provides additional coverage above the limits of your general liability, commercial auto, and employer's liability policies.

Broader Coverage

May cover some claims that aren't covered by your underlying policies, subject to a self-insured retention.

Defense Costs

Covers legal defense costs when your underlying policies are exhausted or not applicable.

Worldwide Coverage

Protection for claims arising from your business operations anywhere in the world.

Who Should Consider Umbrella Coverage?

Businesses with significant assets to protect
Companies with high-risk operations
Businesses required by contracts to carry higher limits
Companies with employees who drive for work
Businesses that serve the public
Any business that wants extra protection

Get Umbrella Quote

Fill out this form for a free commercial umbrella quote.

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Get Maximum Protection

Don't leave your business exposed. Add umbrella coverage for complete peace of mind.