Insurance Expert Group

Commercial Insurance

Business Owners Policy (BOP)

Bundle your commercial property and general liability insurances into one convenient, cost-effective policy.

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All-in-One Protection

Business Owners Policy

A Business Owners Policy (BOP) combines essential business coverages into a single, convenient package. It typically includes property insurance and general liability, plus additional coverages that most businesses need.

BOPs are designed for small to medium-sized businesses and usually cost less than purchasing each coverage separately. They provide broad protection with simplified billing and administration.

Save Money

A BOP typically costs 10-15% less than buying property and liability coverage separately.

What's Included

Property Coverage

Protects your building, equipment, inventory, and furniture from damage.

General Liability

Coverage for third-party bodily injury and property damage claims.

Business Interruption

Replaces lost income if you must close due to a covered event.

Equipment Breakdown

Covers repair or replacement of broken business equipment.

Data Coverage

Protects against loss of important electronic data.

Crime Coverage

Optional protection against employee theft and robbery.

Get BOP Quote

Get comprehensive coverage in one policy.

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Simplify Your Business Insurance

Get comprehensive protection with a Business Owners Policy.